Greenboro, North Carolina
The average full coverage explorer auto insurance cost could be around $1,436 yearly or $120 for each month. Besides, the premium is likely to vary depending on the exact trim level that is being insured. The 2022 Ford explorer model may be charged anywhere between $108 and $129 for full coverage every month. Furthermore, insurance rates provided for the Ford Explorer may also vary by driver’s age, gender, residential location, status of credit profile and past driving history. So, at an individual level, the premium will be different. Here is some information regarding the premiums offered for Ford Explorer.
Teen and young drivers will be charged substantially higher premiums as they have less experience behind the driving wheel. The best and lowest Ford Explorer coverage rates may be extended to drivers in the age group 30 to 40 years if they have good driving records and credit ratings. But the model of Ford Explorer that you are driving can affect insurance rates as depicted in the below mentioned table.
From the above table it is quite evident that the 2005 Ford Explorer model is the cheapest to insure. However, premium will start decreasing as you grow up in age and maintain a clean driving slate. Insurers provide an array of premium discounts to qualified drivers and that can help save hundreds of dollars. And to improve your chances of qualifying for a hugely discounted car insurance package, it could be worthwhile to pass out a defensive driver’s training course and maintain good grades in your academics on a consistent basis if you are a high school or college student.
In any case, to secure the lowest and best auto insurance rates for Ford Explorer at the right price, it is important that you shop and compare free quote estimates provided by several top rated insurers. atozinsuranceusa.com can actively assist you in the shopping process and determine your eligibility to obtain auto insurance discounts. To know how much you can save, act now!
The price you pay to insure your Ford Explorer can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
|---|---|---|---|---|---|---|
| 2023 | N/A | $125.78 / mo | $151.42 / mo | $137.12 / mo | $122.89 / mo | $226.26 / mo |
| 2022 | $505.20 / mo | $232.18 / mo | $135.26 / mo | $145.82 / mo | $125.96 / mo | $142.79 / mo |
| 2021 | $227.51 / mo | $172.33 / mo | $150.02 / mo | $147.86 / mo | $140.02 / mo | $142.98 / mo |
| 2020 | $292.10 / mo | $192.06 / mo | $155.56 / mo | $159.07 / mo | $135.47 / mo | $137.74 / mo |
| 2019 | $321.80 / mo | $199.83 / mo | $146.17 / mo | $141.99 / mo | $133.40 / mo | $132.50 / mo |
| 2018 | $332.35 / mo | $166.32 / mo | $143.84 / mo | $134.98 / mo | $130.17 / mo | $131.71 / mo |
| 2017 | $719.75 / mo | $181.26 / mo | $134.66 / mo | $140.96 / mo | $130.31 / mo | $123.07 / mo |
| 2016 | $361.09 / mo | $162.60 / mo | $134.43 / mo | $123.27 / mo | $120.79 / mo | $119.77 / mo |
| 2015 | $235.45 / mo | $155.78 / mo | $131.95 / mo | $123.00 / mo | $110.90 / mo | $117.67 / mo |
| 2014 | $216.26 / mo | $155.51 / mo | $124.59 / mo | $118.70 / mo | $115.45 / mo | $107.89 / mo |
| 2013 | $265.68 / mo | $157.61 / mo | $126.67 / mo | $123.02 / mo | $111.23 / mo | $112.52 / mo |
| 2012 | $248.29 / mo | $145.91 / mo | $114.93 / mo | $115.04 / mo | $103.56 / mo | $110.11 / mo |
| 2011 | $497.76 / mo | $148.88 / mo | $117.00 / mo | $117.47 / mo | $106.73 / mo | $100.03 / mo |
| 2010 | $255.79 / mo | $182.58 / mo | $135.11 / mo | $112.95 / mo | $114.55 / mo | $111.97 / mo |
By now we know that Ford Explorer 2021 and 2022 models could be the most expensive to insure. At an individual level, these costs can be at further variance as coverage risks will differ from driver to driver. However, it could be possible to get highly personalized quote estimates from insurers by using specialist guidance and advanced online calculators. Remember, premium pricing can vary by age and gender, the state in which you live and your driving record. While you may stand to benefit if your credit score is good, safety features in Ford Explorer will come under closer scrutiny.
On an average, drivers tend to pay $1,436 for full coverage on a ford explorer 2022 version. The rates can be higher or lower depending on your age and driving experience. Besides, it has been found that the average Ford Explorer auto insurance rates are over $240 less than the average national car insurance rates. This can be attributed to the type of safety features in Ford Explorer vehicles. Fortunately, all Ford Explorer versions enjoy good safety ratings and crash test ratings as it is a Sports Utility Vehicle (SUV). But companies may have varied criteria for calculating premium rates.
Like for other cars, average insurance rates for Ford Explorer are determined by the types of companies with which you work. In addition, to the trim level of your vehicle, the extent of coverage chosen will also impact insurance costs. AllState, Geico, Liberty Mutual MetroMile, Nationwide, StateFarm and USAA are some popular national insurance providers for Ford Explorer. To get the best free quotes from these companies just provide details of your Ford Explorer model as well as your age, gender, residential location, driving record and credit history. To learn more about Explorer coverage cost, talk to an expert today!
It is needless to say that older cars and less expensive ones cost less to insure than newer versions. Car values depreciate with passage of time and so, comprehensive as well as collision coverage features start becoming cheaper. The following table may give you a fair idea regarding the average insurance cost of Ford Explorer by company and model year.
From the above table, you may observe that the average cost of insurance cover for a Ford explorer 2005 model is about $1009 annually while it might take up to $1,336 yearly to insure a 2020 model. Thus, insurance companies charge premiums according to Ford Explorer Model that you drive and the cheapest company to insure Ford Explorer is GEICO. The average insurance cost charged by GEICO for Ford explorer vehicle is $1,047 per year.
However, to find out which insurer provides you the best as well as the cheapest insurance coverage for your Ford Explorer model, you may have to shop online and compare free quote estimates from several companies-standard and non-standard in terms of coverage features, limits and pricing. The shopping process can be exhaustive, rigorous and complicated due to which it is desirable to seek specialist help. And such a prerogative might even enable you to make an informed decision on your Ford Explorer auto insurance purchase. atozinsuranceusa.com can enable you to fix free consultation with a local expert online within minutes!
There could be many such parameters which might have bearing on Dodge Challenger vehicles’ insurance premiums. It is vital that you have some idea regarding them before you start exploring your options. Such a move may enable you to save precious dollars during your effort to secure a solution that easily fits your specific driving needs and budget.
To know more about other factors which influence average insurance for dodge challenger rates, fix free consultation with our expert online today!
Even if cost of insurance for Ford Explorer is higher as compared to other normal cars, it is possible to save money on premium. You only need to be aware of the methods which might enable you to accrue savings. To that effect, here are 5 simple strategies that may prove to be highly useful.
Finding the best cheap Ford Explorer insurance rates for Ford Explorer vehicle is easier and hassle-free if you are a safe driver with a clean driving record and have good credit. And to save extra dollars on premium, it is worthwhile to check your qualification for different types of premium discounts that are normally offered by insurers. Premium can also be lowered by dropping unnecessary coverage features such as comprehensive and collision, which are expensive, if you are driving Ford Explorer version that is over 10 years old. Get and compare the best free quote estimates extended by multiple top insurers online.
Additionally, you must remember few things that are mentioned under:
From the above mentioned information, you can understand why Ford Explorer vehicle insurance premiums vary greatly from driver to driver. The best and cheapest car insurance rates are usually provided to drivers that are in the age group 30 to 40 years old and who have maintained excellent driving records as well as good credit ratings.
However, some pro-active actions like successfully passing out a training course in defensive driving, taking steps to improve the status of your credit profile and maintaining an average B grade or GPA 3.0 or above on a consistent basis for 3 years can help in reducing annual insurance premium.
Andy Walker is a content writer for the AtoZ Insurance USA who specializes in the insurance and finance niches. He has been working as a freelance writer from several years, and has experience with a variety of content writing formats. Andy is a highly skilled writer who is able to produce quality content that is both informative and engaging.
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