How Much Does Insurance Cost For A Jeep Wrangler Vehicle? Find Out Now

You may wonder as to how much is the insurance for a jeep wrangler. Well, the average yearly cost of insurance for Jeep Wrangler is around $1,732 or $144 per month. The national average vehicle insurance rates for other vehicles are $1,551 per year which means that a driver may have to pay $181 more for insurance of Jeep Wrangler vehicle. Besides, the Jeep Wrangler auto insurance cost is $316 more than similar vehicles that fall in the same category. But there could be numerous factors that go into the calculation of premiums such as driver’s age, gender, marital status, residential location, education, driving record and credit history. So, the insurance rates provided for the Jeep Wrangler to individual drivers can vary greatly among drivers.

If you are wondering, “Are jeep wranglers expensive to insure?” then you need to know that your state requirements cna conditions can matter most. Jeep Wrangler car insurance rates may also differ from state to state with Virginia and Wisconsin having the lowest rates. If you happen to be a resident of one of these states and think of buying a liability only auto insurance policy for your Jeep Wrangler then you might be required to pay as less as $245 yearly.

On the other hand, in some states Jeep Wrangler insurance premiums can be highly expensive especially for teen and newly licensed drivers. For example, a resident teen driver in Detroit, MI that has two or more driving violations on his/her driving record may have to pay as high as $35,564 per year for a full car coverage policy. The below mentioned table may give you some idea regarding average insurance cost for Jeep Wrangler by model year.

Here are some other important things which you need to be aware of about the Jeep Wrangler vehicle insurance rates.

• Senior and experienced drivers to pay less - The average Jeep Wrangler insurance rates for 30 year old drivers is about $1,800 per year and those for 60 year old drivers is around $1,558 yearly. The difference between the two is $242 and thus, elderly drivers tend to save 13.4%.
• Clean driving records can help save money - If you are a 30 year old driver and have an accident-free and ticketless driving history then you could end up saving $826 on yearly premium. At the same time, a 60 year old driver with a clean driving record can save up to $584 every year on Jeep Wrangler insurance coverage.
• Good credit can be helpful in lowering rates - Credit ratings of drivers can affect affordability car insurance rates. Drivers that have bad credit are considered irresponsible based on their probability of meeting with accidents as revealed by studies. So, if your credit is poor, you can expect to pay more for Jeep Wrangler insurance.
• Driver profession and impact on insurance rates - Teachers, doctors, police/fire officers, scientists, nurses, law enforcement officers, military members, etc. might qualify for a special discount on Jeep Wrangler insurance. Such type of an occupational premium discount could vary from $52 to $158 for each year depending on the driver’s age.
• Obey traffic rules in your city to get lower rates - By obeying local traffic rules and regulations, you are less likely to receive any traffic tickets or get involved in accidents. It also helps in maintaining a safe driving record which is critical for getting low sustainable auto insurance rates. You need to know that even couple of traffic violations on your driving slate can raise car insurance premium by $472 every year. And if you have DUI/DWI convictions, the insurance rates may be hiked by almost $ 1,656 or even more for Jeep Wrangler insurance coverage by insurers.
• Premiums can be lowered by raising deductibles - By choosing higher deductibles, it is possible to reduce annual premium amount drastically. For example, if a 40 year old driver raises his deductible amount from $500 to $1,000, he/she may save $224 each year on premium and a 20 year old might save around $448 each year on Jeep Wrangler insurance.
• Reduce your premium by qualifying for discounts - Insurers offer variety of premium discounts to qualified drivers. You can check your eligibility to qualify for a discounted Jeep Wrangler insurance package and save hundreds.
• Lowering of deductibles can cost you more money - If 40year old driver decides to lower the deductible amount from $500 to $250 then he/she is likely to incur an extra cost of $236 on annual premium. And for 20 years old drivers, this cost could surge by around $474 yearly.