The debate on insurance rates for the Toyota RAV4 and the Subaru Forester can be an endless one. But if you compare 2022 RAV4 models with Forester versions then you will find that the former is more expensive to insure than the later. The average yearly insurance rates for RAV4 are around $1,430 while those for the Forester are about 1,312 per year. Besides, the annual cost of insurance might also greatly vary depending on the trim level is to be insured in case of each of the models. Accordingly, the 2022 Toyota LE 2WD RAV4 model could be the cheapest to insure for $1,322 per year and the 2022 Prime XSE AWD RAV model the most expensive at up to $1,544 for each year.
At the same time, insurance rates for the 2022 Subaru Forester AWD model were around $1,230 per year and those for the Wilderness AWD model was about $1,392 per year making this version the most expense to insure. But while comparing insurance rates in terms of trim levels for both the Toyota RAV4 and Subaru Forester models, you will realize that the Subaru Forester Prime AWD model is the least expensive to insure at $1,230 yearly. And the Toyota RAV4 Prime XSE AWD is the most expensive to insure. But some Toyota RAV4 models like the LE 2WD, LE AWD and the XLE 2 WD could be relatively cheaper to insure. The cheapest 2022 Subaru Forester versions to insure are the AWD, Sport AWD and the Premium AWD.
The below mentioned table depicts rate comparison between various Toyota RAV and Subaru Forester models.
Model and Trim Level | Yearly Insurance Cost | Monthly Insurance Cost |
---|---|---|
Forester Premium AWD | $1,230 | $103 |
Forester AWD | $1,230 | $103 |
Forester Sport AWD | $1,278 | $107 |
RAV4 LE 2WD | $1,322 | $110 |
RAV4 LE AWD | $1,348 | $112 |
Forester Touring AWD | $1,352 | $113 |
RAV4 XLE 2WD | $1,352 | $113 |
RAV4 LE Hybrid AWD | $1,372 | $114 |
RAV4 XLE AWD | $1,376 | $115 |
Forester Limited AWD | $1,386 | $116 |
Forester Wilderness AWD | $1,392 | $116 |
RAV4 XLE Hybrid AWD | $1,398 | $117 |
RAV4 XLE Premium 2WD | $1,408 | $117 |
RAV4 SE Hybrid AWD | $1,412 | $118 |
RAV4 XLE Premium AWD | $1,426 | $119 |
RAV4 Adventure AWD | $1,430 | $119 |
RAV4 XLE Premium Hybrid AWD | $1,442 | $120 |
RAV4 XSE Hybrid AWD | $1,462 | $122 |
RAV4 Limited 2WD | $1,466 | $122 |
RAV4 Limited AWD | $1,476 | $123 |
RAV4 TRD Off-Road AWD | $1,480 | $123 |
RAV4 Limited Hybrid AWD | $1,488 | $124 |
RAV4 Prime SE AWD | $1,512 | $126 |
RAV4 Prime XSE AWD | $1,544 | $129 |
Insurance rates for cars decrease with passing time and so, the 2021 Toyota RAV4 as well as Subaru Forester models will be slightly cheaper to insure as compared to the 2022 versions. To learn more about saving money on Toyota RAV4 and Subaru Forester insurance cost, you can talk to one of our local experts. atozinsuranceusa.com can assist you to fix a free consultation a competent local independent agent within a span of few minutes online. To make an informed decision on your Toyota RAV4/Subaru Forester insurance purchase, act now!
The Toyota RAV4 2021 model was available in 12 different trim levels and the cheapest model to insure was the LE 2WD version at around $1,302 per year. During the same time period, the Subaru Forester had trim levels and the cheapest to insure was the Alloy Wheel Package (AWD) model at about $1,240 yearly. Thus, going by even trim levels, you can observe that the Subaru Forester was relatively cheaper to insure. The most expensive to insure among both the vehicle models was the Toyota RAV4 hybrid XSE AWD model whose average yearly insurance cost stood at about 1,516.
Average Insurance Cost Comparison: 2021 Toyota RAV4 vs Subaru Forester Models By Driver Age
Driver Age | Toyota RAV4 | Subaru Forester |
---|---|---|
20 | $2,826 | $2,606 |
30 | $1,494 | $1,370 |
40 | $1,422 | $1,296 |
50 | $1,298 | $1,182 |
2021 Toyota RAV4 vs Subaru Forester Insurance Cost by Trim Levels
The following table may give you an idea regarding how various Toyota RAV4 2021 models fared as compared to different Subaru Forester trim versions in terms of yearly insurance costs.
2021 Toyota RAV4 Trims | Yearly Insurance Rates |
---|---|
LE 2WD | $1,302 |
LE 4WD | $1,348 |
XLE Premium 2WD | $1,348 |
XLE 2WD | $1,394 |
XLE 4WD | $1,394 |
Hybrid XLE AWD | $1,424 |
XLE Premium 4WD | $1,438 |
Hybrid LE AWD | $1,470 |
Adventure 4WD | $1,484 |
Limited 2WD | $1,484 |
Limited 4WD | $1,484 |
Hybrid XSE AWD | $1,516 |
2021 Toyota RAV4 Average Yearly Insurance Rate | $1,422 |
2021 Subaru Forester Trims | Yearly Insurance Rates |
---|---|
AWD | $1,240 |
Alloy Wheel Package AWD | $1,240 |
Premium AWD | $1,280 |
Sport AWD | $1,300 |
Limited AWD | $1,330 |
Touring AWD | $1,388 |
2021 Subaru Forester Average Yearly Insurance Rate | $1,296 |
From the above table, you can conclude that the Subaru Forester models are cheaper to insure than the Toyota RAV4 models. You can fix free consultation with one of our competent local experts for knowing more about the latest on Toyota rav4 hybrid vs Subaru forester 2021 insurance rates, talk to an expert today. Our independent agent can also provide you the best and cheapest free quote estimates that are available in the market. To get started, apply now!
If you compare the insurance cost for 2020 Toyota RAV4 and 2020 Subaru Forester model cars, you will find that the RAV4 is expensive to insure than the Forester. The average insurance cost of 2020 Toyota RAV4 model was about $1,398 per year and that for the Subaru Forester was around $1,270 per year. Thus, the difference between the averages turns out to be $128 yearly.
Average Insurance Cost Comparison: 2020 Toyota RAV4 vs Subaru Forester Models By Driver Age
Driver Age | Toyota RAV4 | Subaru Forester |
---|---|---|
20 | $2,778 | $2,558 |
30 | $1,464 | $1,340 |
40 | $1,398 | $1,270 |
50 | $1,276 | $1,160 |
2020 Toyota RAV4 vs Subaru Forester Insurance Cost by Trim Levels
The below mentioned table will give information on the average yearly insurance cost for 2020 RAV4 and Subaru Forester by their trim levels.
2020 Toyota RAV4 Trims | Yearly Insurance Rates |
---|---|
LE 2WD | $1,280 |
LE 4WD | $1,326 |
XLE Premium 2WD | $1,326 |
XLE 2WD | $1,368 |
XLE 4WD | $1,368 |
Hybrid XLE AWD | $1,398 |
XLE Premium 4WD | $1,412 |
Hybrid XLE AWD | $1,412 |
Hybrid LE AWD | $1,442 |
Adventure 4WD | $1,454 |
Limited 2WD | $1,454 |
Limited 4WD | $1,454 |
Hybrid XSE AWD | $1,486 |
2020 Subaru Forester Trims | Yearly Insurance Rates |
---|---|
AWD | $1,216 |
Alloy Wheel Package AWD | $1,216 |
Premium AWD | $1,254 |
Sport AWD | $1,276 |
Limited AWD | $1,304 |
Touring AWD | $1,360/td> |
2020 Subaru Forester Average Yearly Insurance Rate | $1,270 |
The above tables illustrate insurance cost by trim levels for various Toyota RAV4 and Subaru Forester models. You can see that the Subaru Forester is once again the cheaper option for insurance than the Toyota RAV4. Fix free appointment with one of our competent local experts for knowing more about the current trends in 6 monthly or yearly insurance rates for your Toyota RAV4 or Subaru Forester 2020 model. Our independent agent can also provide you the best and cheapest free quote estimates that are available in the market. To get started, apply now!
On an average, insurance cost for the 2019 Toyota RAV4 vehicle models was around $1,332 yearly and that of the 2019 Subaru Forester versions were about $1,232 yearly. So, the Forester is clearly less expensive to insure by $100 as compared to the RAV4. The following table will give you some idea regarding the average insurance cost for the two vehicle brands by driver age.
Average Insurance Cost Comparison: 2019 Toyota RAV4 vs Subaru Forester Models By Driver Age
Age | Toyota RAV4 | Subaru Forester |
---|---|---|
20 | $2,646 | $2,476 |
30 | $1,396 | $1,300 |
40 | $1,332 | $1,232 |
50 | $1,216 | $1,126 |
From the above table, it is evident that the average yearly vehicle insurance cost for various 2019 Toyota RAV4 models is in the range $1,216 to $2,646 for drivers in the age group 20 to 50. At the same time, the average insurance cost per year for different 2019 Subaru Forester models is in the range $1,126 to $2,476 by driver age.
2019 Toyota RAV4 vs Subaru Forester Insurance Cost by Trim Levels
The below mentioned tables will give you information on the average yearly insurance cost for 2019 RAV4 and Subaru Forester by their trim levels.
2019 Toyota RAV4 Trims | Yearly Insurance Rates |
---|---|
LE 2WD | $1,236 |
Hybrid LE AWD | $1,270 |
LE 4WD | $1,278 |
XLE 2WD | $1,278 |
Hybrid XLE AWD | $1,304 |
XLE 4WD | $1,320 |
XLE Premium 2WD | $1,320 |
Adventure 4WD | $1,362 |
XLE Premium 4WD | $1,362 |
Hybrid Limited AWD | $1,392 |
Hybrid XSE AWD | $1,400 |
Limited 2WD | $1,406 |
Limited 4WD | $1,406 |
2019 Toyota RAV4 Average Yearly Insurance Rate | $1,332 |
2019 Subaru Forester Trims | Yearly Insurance Rates |
---|---|
2 AWD | $1,168 |
2.5I AWD | $1,168 |
2.0 Premium AWD | $1,200 |
2.5I Premium AWD | $1,200 |
2.0 Sport AWD | $1,226 |
2.5I Sport AWD | $1,226 |
2.0 Limited AWD | $1,254 |
2.5I Limited AWD | $1,254 |
2.0 Touring AWD | $1,310 |
2.5I Touring AWD | $1,310 |
2019 Subaru Forester Average Yearly Insurance Rate | $1,232 |
When you compare average insurance cost for various 2018 Toyota RAV4 models with the Subaru Forester versions, you will again find that the Forester is cheaper to insure by about $92 per year. To get brief idea regarding how the average yearly insurance cost for both these categories of SUV vehicle models fare by driver age, you can go through the following table.
Average Insurance Cost Comparison: 2018 Toyota RAV4 vs Subaru Forester Models By Driver Age
Age | Toyota RAV4 | Subaru Forester |
---|---|---|
20 | $2,566 | $2,410 |
30 | $1,350 | $1,262 |
40 | $1,292 | $1,200 |
50 | $1,180 | $1,098 |
2018 Toyota RAV4 vs 2018 Subaru Forester Insurance Cost by Trim Levels
The below mentioned table will give you information on the average yearly insurance cost for 2018 RAV4 and Subaru Forester by their trim levels.
2018 Toyota RAV4 Trims | Yearly Insurance Rates | |
---|---|---|
LE 2WD | $1,210 | |
LE 4WD | $1,210 | |
XLE 2WD | $1,210 | |
Hybrid LE AWD | $1,244 | |
Adventure 2WD | $1,250 | |
XLE 4WD | $1,250 | |
Hybrid XLE AWD | $1,274 | |
Adventure 4WD | $1,292 | |
SE 2WD | $1,292 | |
Hybrid SE AWD | $1,326 | |
Limited 2WD | $1,332 | |
SE 4WD | $1,332 | |
Hybrid Limited AWD | $1,356 | |
Platinum 2WD | $1,374 | |
Platinum 4WD | $1,414 | |
2018 Toyota RAV4 Average Yearly Insurance Rate | $1,292 | |
2018 Subaru Forester Trims | Yearly Insurance Rates | |
2.5I AWD | $1,102 | |
2.5I Premium AWD | $1,144 | |
2.0XT Premium AWD | $1,180 | |
2.5I Limited AWD | $1,182 | |
2.5I Touring AWD | $1,276 | |
2.0XT Touring AWD | $1,314 | |
2018 Subaru Forester Average Yearly Insurance Rates | $1,200 |
The above table illustrates average insurance cost by trim levels for various Toyota RAV4 and Subaru Forester models. You can see that the Forester is once again the cheaper option to insure than the RAV4. To know more about how much your 2018 rav4 or forester will cost for insurance, contact us today!
If you compare the insurance cost of 2017 RAV4 vs Forester models, you will find that the average yearly cost to insure the RAV4 was around $1,278 and that for the Forester about $1,170. Thus, the Subaru Forester was one again the clear winner as it was cheaper to insure by $108 yearly. To get brief idea regarding how the average yearly insurance cost for both these categories of SUV vehicle models fare by driver age, you can go through the following table.
Average Insurance Cost Comparison: 2017 Toyota RAV4 vs Subaru Forester Models By Driver Age
Driver Age | Toyota RAV4 | Subaru Forester |
---|---|---|
20 | $2,546 | $2,352 |
30 | $1,336 | $1,230 |
40 | $1,278 | $1,170 |
50 | $1,166 | $1,070 |
2017 Toyota RAV4 Trims | Yearly Insurance Rates |
---|---|
LE 2WD | $1,182 |
LE 4WD | $1,222 |
XLE 2WD | $1,222 |
Hybrid XLE AWD | $1,238 |
SE 2WD | $1,260 |
XLE 4WD | $1,260 |
Limited 2WD | $1,300 |
SE 4WD | $1,300 |
Hybrid Limited AWD | $1,316 |
Limited 4WD | $1,338 |
Platinum 2WD | $1,338 |
Platinum AWD 4WD | $1,378 |
2017 Toyota RAV4 Average Yearly Insurance Rate | $1,278 |
2017 Subaru Forester Trims | Yearly Insurance Rates |
2.5I AWD | $1,068 |
2.5I Premium AWD | $1,108 |
2.5I Premium AWP AWD | $1,136 |
2.5I Premium AWP and Eye Sight AWD | $1,136 |
2.0XT Premium AWD | $1,148 |
2.5I Limited AWD | $1,148 |
2.5I Limited Navigation AWD | $1,188 |
2.5I Touring AWD | $1,188 |
2.5I Touring Eyesight System AWD | $1,188 |
2.5I Touring Navigation AWD | $1,188 |
2.0XT Touring AWD | $1,238 |
2.0XT Touring Eyesight System AWD | $1,238 |
2.0XT Touring Navigation AWD | $1,238 |
2017 Subaru Forester Average Yearly Insurance Rate | $1,170 |
2017 Subaru Forester Average Yearly Insurance Rate
The above table illustrates average insurance cost by trim levels for various Toyota RAV4 and Subaru Forester models. You can see that the Forester is once again the cheaper option to insure than the RAV4. To know more about how much your 2017 rav4 versus forester insurance cost difference, talk to one of our experts now!
Andy Walker is a content writer for the AtoZ Insurance USA who specializes in the insurance and finance niches. He has been working as a freelance writer from several years, and has experience with a variety of content writing formats. Andy is a highly skilled writer who is able to produce quality content that is both informative and engaging.
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